Effective Date: October 2, 2026

This Returns, Refunds & Cancellation Policy applies to eligible purchases made directly through www.tahiirahhabibi.com and is operated by Statements By Habibi, doing business as Tahiirah Habibi (“Tahiirah Habibi,” “we,” “us,” or “our”).

Different products, services, events, subscriptions, preorders, and other offerings may have different refund or cancellation terms. Where specific terms are shown on a product page, checkout page, event page, subscription offer, preorder page, or separate written agreement, those specific terms form part of your purchase and control for that offering.

Nothing in this Policy limits any refund, cancellation, warranty, or consumer right that cannot lawfully be waived.

1. Physical Products

For standard physical products purchased directly through this website, the applicable return eligibility and return period will be disclosed on the product page or during checkout where returns are offered.

To be eligible for a discretionary return, a product may be required to be unused, undamaged, and in its original condition and packaging.

Before returning an item, contact us for return instructions.

Do not send merchandise back without first confirming the appropriate return process.

Original shipping charges and return-shipping costs are handled according to the terms disclosed for the applicable product, except where a refund or reimbursement is required by law.

2. Damaged, Defective, or Incorrect Products

If you receive a physical product that is damaged, defective, materially different from what you ordered, or sent in error, contact us as soon as reasonably possible after delivery.

Please include:

• your order number;

• a description of the issue; and

• photographs or other reasonable documentation where useful.

Where appropriate, we may offer a replacement, refund, repair, or other legally required remedy.

Any reporting period stated by us does not eliminate rights that cannot legally be restricted.

3. Digital Products and Downloadable Content

Certain digital products, downloadable materials, recordings, educational resources, or immediately accessible content may be identified before purchase as nonrefundable once access or delivery has been provided.

Where that condition is clearly disclosed before purchase, the purchase is generally final after access or delivery, except where required by law or where the digital product was not delivered or is materially defective or materially different from what was described.

If you experience a technical access problem, contact us so we can first attempt to provide access or resolve the issue.

4. Services and Professional Engagements

Speaking, consulting, advisory, educational, partnership, or other professional services may be governed by a separate proposal, contract, booking agreement, statement of work, or other written agreement.

Any deposit, retainer, cancellation, rescheduling, travel, refund, or termination terms contained in that agreement control the applicable engagement.

Submitting an inquiry or receiving a proposal does not create a confirmed booking unless the applicable booking requirements have been completed.

5. Events and Tickets

Event tickets and registrations are subject to the cancellation, refund, transfer, and rescheduling terms disclosed on the applicable event page or during checkout.

Where separate Event Terms apply, those terms control.

If an event is canceled by us and is not rescheduled, refunds will be handled according to the terms disclosed for that event and applicable law.

If an event is postponed or rescheduled, ticket holders will receive information about the new date and any available transfer, credit, attendance, or refund options.

Changes to individual speakers, programming, wine selections, menus, venues, talent, schedules, or other event components do not automatically constitute cancellation of the event unless otherwise stated.

6. Subscriptions and Recurring Services

Subscriptions, memberships, or other recurring services purchased directly through this website are governed by the recurring billing and cancellation terms presented before enrollment.

Canceling a subscription generally prevents future renewal charges after the effective cancellation date stated in the applicable offer.

Cancellation does not automatically create a retroactive refund for a billing period that has already begun or been properly charged unless the applicable offer terms or law provide otherwise.

Any free trial, introductory rate, renewal date, billing frequency, cancellation method, and refund treatment must be disclosed before enrollment.

7. Preorders

Products identified as preorders are purchased before they are ready for ordinary shipment.

The product page will disclose the estimated fulfillment or shipment timeframe, applicable shipping treatment, taxes, and any preorder-specific cancellation or refund conditions.

If we cannot ship a physical preorder within the timeframe represented at purchase or otherwise required by applicable law, we will provide any delay notice, consent request, cancellation option, or refund required by law.

For most online merchandise orders, federal rules require sellers to have a reasonable basis for the advertised shipment timeframe. If no shipping timeframe is stated, the rule generally requires a reasonable basis for shipment within 30 days. If shipment cannot occur as promised, applicable delay and refund procedures must be followed.

8. Limited-Edition, Collector, Personalized, or Made-to-Order Products

Certain products may be designated before purchase as limited edition, collector, signed, numbered, personalized, custom, made-to-order, or final sale.

Where a product is clearly identified before purchase as final sale and such treatment is permitted by law, it may not be returnable or refundable for preference-based reasons.

Final-sale status does not eliminate legally required remedies for products that are defective, damaged, incorrect, not delivered, or materially different from what was promised.

9. Promotional Offers and Discounted Purchases

Promotional pricing, discount codes, gifts with purchase, bundles, or other offers may be subject to additional conditions disclosed when the offer is made.

Unless expressly stated otherwise, a promotional or discounted purchase remains subject to the same underlying return or refund eligibility applicable to that product type.

If a refund causes an order to no longer qualify for a discount, bundle, gift, or promotional benefit, the refund may be adjusted where the applicable offer terms clearly permit it and where lawful.

10. Cancellations Before Fulfillment

If you wish to cancel an eligible physical-product order before it ships, contact us as soon as possible.

We cannot guarantee that a cancellation request can be completed after an order has entered fulfillment or been transferred to a carrier.

If cancellation is successfully completed before shipment, any required refund will be processed according to applicable law and the payment method used.

11. Refund Method

Approved refunds will generally be issued to the original payment method where reasonably available.

If the original method cannot be used, we may arrange another lawful refund method.

Once we issue a refund, your bank, card issuer, or payment provider may require additional time to post the funds to your account.

Where federal law requires a refund for unshipped merchandise, the timing and amount of the refund will follow applicable requirements. FTC guidance states that required refunds for many non-creditor payment methods must be sent within seven working days after the refund right arises, while certain seller-credit arrangements use a one-billing-cycle standard.

12. Shipping Delays and Non-Delivery

Estimated fulfillment dates and carrier transit dates are not guaranteed unless expressly identified as guaranteed.

If we cannot ship merchandise within a timeframe we promised, we will provide the notice and options required by applicable law.

Where a customer is entitled to cancel because merchandise cannot be shipped as promised, any legally required refund will include the amounts required under applicable law.

Federal rules generally require a full refund rather than store credit when merchandise cannot be shipped and the buyer is entitled to cancel.

13. Chargebacks and Payment Disputes

If you believe a charge was made incorrectly, please contact us so we can attempt to resolve the issue.

Nothing in this Policy limits any lawful right you may have to dispute a transaction with your financial institution or payment provider.

Submitting a knowingly false or fraudulent payment dispute may violate applicable law or payment-provider rules.

14. How to Request a Return, Refund, or Cancellation

For assistance with an eligible return, refund, cancellation, damaged item, event registration, digital-access issue, or other purchase concern, contact:

Statements By Habibi / Tahiirah Habibi
Website: www.tahiirahhabibi.com
Email: site [at] tahiirahhabibi [dot] com

Please include your name, order or registration number where applicable, and enough information for us to identify the transaction.

15. Changes to This Policy

We may update this Policy from time to time.

The version applicable to a completed purchase will generally be the version in effect when the transaction occurred, together with any specific terms presented for that purchase.

Updated terms will apply prospectively unless otherwise permitted by law.